Everything you need to manage
your loan book with confidence.

Sign in with your existing Xero account. Loanbooq pulls live transaction history and opening balances directly from your chart of accounts. No CSV exports, no copy-pasting, no manual lookups.

Simple interest, compound daily, weekly, monthly or yearly, and prime-linked rates with a spread. Interest is worked out to the cent at the rate in force on each day, with a full amortisation schedule of every interest and repayment entry, month by month, projected to the settlement date.

Loanbooq checks the South African Reserve Bank's published prime rate every day. When it changes, a notice shows the new rate, its effective date and the prime-linked loans affected, and applies it in one click. Posting stops and asks before interest is charged at the old rate.

Post one loan at a time or run a full batch across your entire portfolio simultaneously. Pre-flight validation flags issues before anything is sent to Xero. Post as Draft or Approved.

Your whole loan book at a glance: opening balances, interest, repayments, balances and net position, with each loan's use of its limit. Switch between a table and five chart views, and download it as a PDF or Excel workbook.

See where any loan is heading, three to twenty-four months ahead or to any date. Interest not yet posted is added first, a planned monthly repayment can be included, and the forecast downloads as a PDF or Excel workbook.

Send a statement for one loan, or a report for a whole organisation, for any period, as a PDF or an Excel workbook. Your logo, contact details and colours go on every page, and on every chart.

Every posting is permanently logged. View a stacked bar chart of interest by loan over time, per-loan status (Current/Recent/Overdue), and drill into any loan to see every individual entry ever posted.

Made a mistake? Void any posted journal directly from Loanbooq and repost immediately, with no 24-hour wait and no manual workarounds. Full amendment chain tracked for every change.

Connect several Xero organisations under one account, each with its own loans and posting history kept separate. Colleagues can share one account, working from the same loans, rates and history. Ideal for firms managing clients' loans.

Set up a full loan portfolio in minutes using the Excel import template. Define loan accounts, rates, interest types and directions in bulk, with no manual data entry per loan.

OAuth 2.0 authentication via Xero. Tokens encrypted at rest. Complete customer data isolation. Built to meet the data privacy and compliance requirements of regulated financial services providers.