Built for accountants & FSPs

Your entire loan book,
managed and posted to Xero — automatically.

Loanbooq connects directly to Xero, calculates interest for every loan in your portfolio, generates amortization schedules, posts the journal entries for you, and gives you a full audit trail — all in one place.

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Simple, transparent pricing
Loanbooq Post History · Report View
Dashboard
Xero
Connected to Xero
Single Post
Batch Post
Post History
Table
Report
R 842,190
24 posts total
Loans Posted
5
unique loan accounts
Posted This Month
R 168,438
June 2026
Last Post Date
01 Jun 2026
 
Per-Loan Summary — click any row to see individual entries
Loan Last Posted Period Covered To Total Posted Status
Loan Account - Anderson Trust 01 Jun 202630 Jun 2026 R 52,814.00 Current
Loan Account - Meridian Holdings 01 Jun 202630 Jun 2026 R 38,107.25 Current
Loan Account - Clarke & Partners 01 Jun 202630 Jun 2026 R 44,592.80 Current
Loan Account - Vantage Capital 01 Jun 202630 Jun 2026 R 21,630.50 Current
Loan Account - Thornfield Family Office 28 Apr 202630 Apr 2026 R 11,293.45 Overdue
Built for businesses that use
Xero
Accounting Firms
Licensed FSPs
Family Offices
Private Lenders
Treasury Departments
Worldwide

Manual loan book management is slow,
error-prone, and completely unscalable.

Most firms are still tracking loans in spreadsheets and manually entering journals into Xero every month. There's a better way.

Without Loanbooq
Calculate interest manually in Excel for every loan, every month
Re-enter figures into Xero by hand — one journal at a time
No audit trail — impossible to know who posted what and when
Prime-linked loans require constant rate lookups and manual recalculations
No overview of your full loan portfolio — assets and liabilities scattered across spreadsheets
Mistakes only discovered at year-end when a full restatement is needed
With Loanbooq
Connect to Xero once — opening balances and transaction history pulled automatically
Post all loans to Xero in one click — a 10-loan batch completes in under 30 seconds
Full amortization schedules generated automatically — project any loan to its settlement date
Every post logged with a full audit trail, amendment history, and void/repost capability
Prime-linked rates with configurable spread — updated and calculated automatically
Live portfolio dashboard — every loan's balance, interest, and net position at a glance
Drill into any loan's posting history to see every individual entry ever posted
Features

Everything you need to manage
your loan book with confidence.

Direct Xero Integration

Sign in with your existing Xero account. Loanbooq pulls live transaction history and opening balances directly from your chart of accounts — no CSV exports, no copy-pasting, no manual lookups.

Accurate Interest Calculations

Supports simple interest, compound daily/weekly/monthly/yearly, and prime-linked rates with a configurable spread. Generates a full amortization schedule showing every interest and repayment entry, calculated to the cent for any loan structure, any period length.

Amortization Schedules

View a full amortization schedule for any loan — every repayment, interest accrual, and closing balance, month by month. Project future schedules with fixed repayments to show exactly when a loan settles.

Single & Batch Journal Posting

Post one loan at a time or run a full batch across your entire portfolio simultaneously. Pre-flight validation flags issues before anything is sent to Xero. Post as Draft or Approved.

Portfolio Dashboard

See your entire loan book at a glance — opening balances, interest accrued, repayments, closing balances, and net position. Toggle between a detailed table and visual chart view.

Post History & Reporting

Every posting is permanently logged. View a stacked bar chart of interest by loan over time, per-loan status (Current/Recent/Overdue), and drill into any loan to see every individual entry ever posted.

Amend, Void & Repost

Made a mistake? Void any posted journal directly from Loanbooq and repost immediately — no 24-hour wait, no manual workarounds. Full amendment chain tracked for every change.

Multi-Organisation Support

Connect multiple Xero organisations under one account. Each organisation's loans, tokens, and posting history are fully isolated. Ideal for accounting firms managing multiple clients.

Bulk Loan Import

Set up a full loan portfolio in minutes using the Excel import template. Define loan accounts, rates, interest types, and directions in bulk — no manual data entry per loan.

Secure by Design

OAuth 2.0 authentication via Xero. Tokens encrypted at rest with AES-256. Complete customer data isolation. Built to meet the data privacy and compliance requirements of regulated financial services providers.

How it works

From connection to posted
journals in three steps.

1
Connect your Xero account

Sign in with Xero using OAuth — no passwords to manage. Loanbooq connects to your organisation, reads your chart of accounts, and detects opening balances from your Balance Sheet automatically.

2
Set up your loan profiles

Select each loan account, set the rate (fixed or prime-linked with spread), choose the interest type, and save. Import your entire portfolio at once via Excel template.

3
Calculate, review, and post

Run a batch across all loans, review the pre-flight summary including full amortization schedules, then post every journal to Xero in one click. Fully reconciled, fully audited, completely traceable.

Built on the Xero API

OAuth 2.0  ·  Multi-currency support  ·  Prime rate native

Live account data
Balance Sheet integration
Manual Journal posting
Multi-organisation support
No duplicate journals — ever
Pricing

Simple, transparent pricing.

One flat monthly fee per organisation. No per-user charges. No per-journal fees. Unlimited loans.

Professional Plan
Professional
Contact us for pricing
Per Xero organisation  ·  Billed monthly  ·  Cancel anytime
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Ready to stop managing
your loan book manually?

Join accountants and FSPs already saving hours every month.

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